Funding in as Little as 24 Hours
- Flexible estimated remittance frequency options available
- Estimated repayment terms between 3 and 12 months
- Estimated pre-payment discounts (10-25%)
- Renewal options available
- $50,000 – $5,000,000 funding by ACH or wire transfer
- Up to same-day disbursement of funds
- Rates based on industry, time in business, personal credit score, business credit, and cash flow
Requirements to Apply
Ensure your business meets our baseline requirements to experience a seamless approval process.
12 Months in Business
Must be in operation for a minimum of 12 months.
Minimum 100K in Monthly Revenue
Cash flow dictates preapproval amount.
Minimum 600 Personal Credit Score
Your personal credit score does not solely determine your business’ eligibility.
We work with over 800 industries including retail, manufacturing, IT, and more.
Hear From Our Clients
“Because of our relationship with [Libertas] we’ve been able to take on bigger projects. We’ve been working with [the Libertas team] for about 5 years now, and it’s just been a perfect relationship for us. Libertas is our de facto business partner and we’re fortunate to have [them] in our corner.”
Commercial Construction CEO
“[The Libertas] team is by far the most professional and diligent, they ask the best questions, and have been the most consistent about maintaining long-term relationships.”
Software & Tech CEO
“I consider the Libertas team partners; without them, we wouldn’t be the company we are today”
Health & Wellness Online Retailer CEO
“As we’ve [worked together] over time, [the Libertas team] always closes the [funding] conversations with come to [us] first and they’ve continued that same personal touch.”
Ambulance Service Provider CEO
“[Our] relationship with Libertas is outstanding. We trust [leadership and their team]. [Their industry] is generally not one of [trust and transparency] but [Libertas] is quite different, I have quite a bit of trust and faith in [them] and I have no bad things to say.”
Oil & Gas Company Principal
“Libertas was very quick to understand what was being presented to them, they performed efficiently and decisively, and allowed the transaction to get done very smoothly.”
Oil & Petroleum CEO
Turn tomorrow’s revenue into today’s opportunity with revenue-based financing that connects companies to essential growth capital at the speed of business.
Frequently Asked Questions
How long will it take to receive funding?
It’s possible to receive funding the same day, depending on the requested amount. Generally, you will receive a conditional pre-approved offer the day you apply. Pre-approvals are subject to change based on subsequent due diligence.
What are the benefits of this type of funding?
We offer a level of speed, accessibility, flexibility, and transparency that is uncommon in traditional financing methods.
What’s the difference between Revenue-Based Funding (RBF) and Term Loan?
Revenue-Based Funding (RBF) is not a loan but a purchase of future receipts. RBF is an unsecured, non-dilutive financial instrument that can be up to 12 months (estimated) with a maximum funding amount of $5,000,000 while Term Loans are eligible for repayment over 12 to 24 months and loan amounts up to $2,500,000.
How do I know if my business qualifies?
Our minimum requirements are: two years in business, $100,000 a month in revenue, and a minimum 600 FICO. Approval is subject to the overall quality of the file.
How do I satisfy my advance?
Remittances are drawn directly from the business bank account of your choice on a daily, weekly, and in some cases on a bi-weekly or monthly basis. Remittance frequency is determined based on the strength of the business as a whole and the payment structure of any existing advances or debt.
Can I repay early?
Yes. You can repurchase the sold receivables at any time without penalty. A discounted repurchase price may be available.
What happens if I miss a remittance?
Contact us. We ask that you reach out if you know you’re going to miss a remittance. If a long-term issue arises, we are happy to reassess your file to see if you’re eligible for a modification.