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Revenue Based Funding

Fund your future without taking on debt or dilution. Our revenue-based financing solutions allow expanding businesses to turn recurring revenues into essential growth capital.

Funding in as Little as 24 Hours

Requirements to Apply

Ensure your business meets our baseline requirements to experience a seamless approval process.

  • 12 Months in Business

    Must be in operation for a minimum of 12 months.

  • Minimum 100K in Monthly Revenue

    Cash flow dictates preapproval amount.

  • Minimum 600 Personal Credit Score

    Your personal credit score does not solely determine your business’ eligibility.

  • Industry Fit

    We work with over 800 industries including retail, manufacturing, IT, and more.

Hear From Our Clients

  • “Because of our relationship with [Libertas] we’ve been able to take on bigger projects. We’ve been working with [the Libertas team] for about 5 years now, and it’s just been a perfect relationship for us. Libertas is our de facto business partner and we’re fortunate to have [them] in our corner.”

    Commercial Construction CEO
  • “[The Libertas] team is by far the most professional the most diligent, they ask the best questions, and have been the most consistent about maintaining long-term relationships.”

    Software & Tech CEO
  • “I consider the Libertas team partners; without them, we wouldn’t be the company we are today”

    Health & Wellness Online Retailer CEO
  • “As we’ve [worked together] over time, [the Libertas team] always closes the [funding] conversations with come to [us] first and they’ve continued that same personal touch.”

    Ambulance Service Provider CEO
  • “[Our] relationship with Libertas is outstanding. We trust [leadership and their team]. [Their industry] is generally not one of [trust and transparency] but [Libertas] is quite different, I have quite a bit of trust and faith in [them] and I have no bad things to say.”

    Oil & Gas Company Principal
  • “Libertas was very quick to understand what was being presented to them, they performed efficiently and decisively, and allowed the transaction to get done very smoothly.”

    Oil & Petroleum CEO

Apply Now

Turn tomorrow’s revenue into today’s opportunity with revenue-based financing that connects companies to essential growth capital at the speed of business.

Frequently Asked Questions

How long will it take to receive funding?

It’s possible to receive funding the same day, depending on the requested amount. Generally, you will receive a conditional pre-approved offer the day you apply. Pre-approvals are subject to change based on subsequent due diligence.

 

What are the benefits of this type of funding?

We offer a level of speed, accessibility, flexibility, and transparency that is uncommon in traditional financing methods.

 

What’s the difference between Revenue-Based Funding (RBF) and Term Loan?

Revenue-Based Funding (RBF) is not a loan but a purchase of future receipts. RBF is an unsecured, non-dilutive financial instrument that can be up to 12 months (estimated) with a maximum funding amount of $5,000,000 while Term Loans are eligible for repayment over 12 to 24 months and loan amounts up to $2,500,000.

How do I know if my business qualifies?

Our minimum requirements are: two years in business, $100,000 a month in revenue, and a minimum 600 FICO. Approval is subject to the overall quality of the file.

 

How do I satisfy my advance?

Remittances are drawn directly from the business bank account of your choice on a daily, weekly, and in some cases on a bi-weekly or monthly basis. Remittance frequency is determined based on the strength of the business as a whole and the payment structure of any existing advances or debt.

 

Can I repay early?

Yes. You can repurchase the sold receivables at any time without penalty. A discounted repurchase price may be available.

 

What happens if I miss a remittance?

Contact us. We ask that you reach out if you know you’re going to miss a remittance. If a long-term issue arises, we are happy to reassess your file to see if you’re eligible for a modification.

 

Revenue-Based Funding Resources

Discover how revenue-based funding can accelerate growth for your business with curated guides to financing.

  • Small business owner in construction getting financed
    Blog

    Finding the Right Funding for You - Revenue-Based Financing

    Revenue-Based Funding
  • Small business owners wearing aprons looking at computer
    Small Business Guide

    The Funding Fundamentals